SYNOPSIS (with spoilers)

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In the opening image CHARLY threatens a bank teller — as part of an audition she fails. Later that day she is evicted/locked out of her apartment. After a night spent sleeping in her car, she shows up at her GRAM and GRAMPS’ house where she is warmly welcomed. Charly soon discovers her grandparents are about to lose their house due to an unforeseen 80k medical debt. She tries to negotiate a payment plan with the Collection Agency over the phone, and even shows up in person disguised as Gram (with the help of her theater friend, LILA), to no avail. Desperate, Charly considers robbery after seeing a news story about a string of “Robinhood” burglaries. Gram finds out what she’s planning, but instead of scolding her, suggests they rob a bank for the money (Gram used to be a bank manager). They argue over the dangers, but are pushed to act after goons from the Collection Agency show up at the door to appraise their “new property.” 

 

Charly borrows two prop guns from the community theatre, disguises herself as an old woman, and she and Gram rob a bank. Absent-minded Gramps drives the getaway car (poorly and comically). Local news dubs them the “Silver Bandits.” They don’t get enough money from the first robbery, so they rob a second bank and then a third. In the third robbery, a customer secretly records Gram saying why they’re robbing banks (to pay debt, save house). In their getaway, Gramps has a mini stroke. He’s rushed to the hospital, and Grams and Charly are thrown in jail. 

 

Meanwhile, the secret recording of Gram in the bank goes viral and Charly’s friend Lila starts a GoFundMe for Gram that earns them enough to pay off their debt. Gramps recovers from the stroke, and the police discover that Gram and Charly didn’t use real weapons in their robberies. Public pressure forces the DA to accept a plea deal, and the court sentences Gram and Charly to fourteen months house arrest. Gramps gets 6 months. In a montage, the three “do their time” and Lila and Charly start dating. A year later, Gram, Charly and Gramps are sitting in a movie theatre watching Charly’s film debut on the big screen - playing a bank robber.